A shop or service may be part of the company. You may file it as an individual business or subsidiary.

Ok I will set those up later...

So do I get the business?
And do we get starting Credits?

Personal account starting credits are determined by a ratio. Though opening business accounts are empty. Meaning you have to get investors or sell services.
And yes get a business. Since as seen on the website, selling through personal is 20 times a month.

Ok what is this ratio and how many credits do I get?

Also I am assuming that the current price for Powder Toy Technology stock is 0 Credits right?

Bank of Powder Toy is closed temporarily, due to hosting issues. I will try to work this out with them.

Bank of Powder Toy is again closed right now for implementation of the new template
This probably won't effect the market much, but we have to delete files and re-work on a fresh system.